In the past, applying for a personal loan was usually a tedious process that involved visiting the bank and submitting various requirements in order to qualify. Approval could take days and even weeks if you’re unlucky. With technological advancements, financial institutions have designed systems to enable clients like me to apply for loans online. Now, …
Credit cards have essentially one purpose, which is to allow you to make purchases and pay for them in the future. However, credit cards and their features have evolved over the years, and it’s sometimes hard to keep up. Because I’m the kind of person who wants no-nonsense solutions to my purchasing needs, I’ve recently …
Due to the tight competition for jobs and the need to boost one’s earning potential, students are taking on debt to finance their studies. I was one of these students during my time in college. With nearly one in three students taking on student loans in the U.S., according to the Federal Reserve Bank of …
I believe that having a personal credit card can allay most of my financial-related worries – whether it be spending money for emergency expenses or situations, having access to cash flow, or simply having some financial flexibility in my life to purchase what I need or want. For those like me who want easy access …
Having a credit card is quite useful nowadays when everything is becoming electronic, from shopping for clothes to paying your utilities. However, not everyone can easily apply for a credit card. If you’re just starting to build your credit score or you had a bad credit history due to an unfortunate situation in the past, …
Finding yourself in a financial emergency is one of the most challenging things you can experience because getting quick cash is never easy. Bank loans take time and if you don’t have anything to pawn, you may find yourself trying to borrow money from anyone you know. The solution is to look for short-term loan …
From professional investors to the everyday person, more people are now holding some form of cryptocurrency. However, it’s not easy for crypto holders to access their cryptocurrency assets and use them beyond speculative trading. It’s not very easy to use crypto to buy real-world items and services or put them into the bank. This is …
If you’re a regular customer at Canadian Tire, Sport Chek, Mark’s, Gas+, or Atmosphere stores and you’re looking to get a credit card, you might want to consider getting the Triangle Mastercard credit card from Canadian Tire Bank. This Canadian Tire credit card lets you earn Canadian Tire Money faster by just doing your everyday …
Confusing charges, hidden fees, and minimum payment traps are some of the most common reasons why people avoid using credit cards. With so many credit cards being offered on the market right now, it sometimes becomes tedious and frustrating to choose one. While credit cards are a convenient way to finance purchases, they can offer …
If you regularly travel with British Airways and are looking to get a credit card that could earn you more Avios points, then the British Airways Visa Signature card could be the right one for you. It offers a ton of travel rewards and benefits, including thousands of bonus Avios points for new users. Make …
Not all credit cards are created equal. Depending on what features you need, there are a lot of options out there. Some specialise in balance transfers, some focus on low interest rates, and others have been created especially for students. In my personal quest for a credit card, I came across TSB Bank and its …
Are you a small business owner looking for a quick source of additional funding to help you expand your operations? Consider getting a business credit card. This can be a good short-term solution for borrowing money to help build your business credit profile and receive more funding in the future. Businesses in the UK can …
Credit cards companies and airlines have been partnering for decades to attract customers through travel rewards. Who wouldn’t want to earn perks just by using your credit card to make your usual purchases? If you’re a loyal airline customer, an airline-specific card is your best bet. In my case, I fly almost exclusively with Air …
Choosing the right credit card can be complicated, with all the rates, perks, and other information to consider. If you’re like me and then to avoid complicated things, a credit card with a simple rewards system, flexible credit limits, and no annual fee might be the best. After conducting my own thorough search, I came …
Sometimes, many of us feel that the complicated mechanics of spending caps and rotating bonus categories make collecting credit card rewards a burden to keep track of. Most credit card owners want a card that makes it easy to earn and redeem rewards. The Spark Cash Plus card from Capital One is one such card. It’s …