For consumers like me, one of the most challenging situations to be in is having bad credit, as it prevents me from accessing financial and credit services that could sustain my daily life or help me achieve my goals. Many insurers, lenders, and other financial institutions require high credit scores. This list includes credit card …
With inflation rates, gas prices going up, and even the economy dealing with the changing times, I find that it is more practical to purchase a pre-owned vehicle over a new one. Not only are there quality used cars on the market, but these are also much more affordable compared to brand-new vehicles. Despite the …
Are you in immediate need of a car? Are you short of funds to finance this need? Are you in search of a quick solution to this problem? If your answer to all of these is “Yes,” then car financing through loans could be your go-to option. I was in the same boat not too …
Having a credit card is one of the most convenient options for me when it comes to making cashless transactions. As a matter of fact, I love the ease it affords me when traveling, especially when I only want to bring the necessities with me. The only problem with having a physical credit card is …
Not everyone is blessed with having good credit and I find that it’s just the way of life. At times, people can encounter many difficult situations, thereby failing to make payments or bills on time. Even I can fall victim to similar circumstances. Fortunately, even those with bad or fair credit like me can still …
Online banking has drastically made a world of difference in the field of finance. I believe it has afforded me and other individuals alike a chance to stay on top of my accounts and finances all at the comfort of my own home at any time of the day. Apart from this, I love being …
For the average person, daily spending is a normal occurrence. I typically spend on food and transportation, as well as other necessities like groceries and utilities. My Servus credit card is my most used mode of payment for these things. Because I normally use my card, I am always on the lookout for an option …
Getting a credit card is a step I have always deemed imperative in my life. Apart from improving my creditworthiness, I find that a credit card helps me transfer existing balances without any difficulty. It also gives other exciting perks and privileges depending on the financial institution I have applied for. One of the top …
Many people refrain from using credit cards due to various reasons. Some are worried about going through the fine print and failing to catch essential details, while others are concerned about hidden fees. Others think it may tempt them into overspending. While these are valid concerns, these are nothing that a reputable credit card provider …
Traveling abroad is always a worthwhile, yet costly experience. Whenever I go on an international trip, I make it a point to prepare for my spending while in another country. A card is great for funding my expenses making them more manageable. The best thing a tourist can have during such trips is a card …
My general motto when it comes to finances is it is always better to prepare for the future. Whether my goal is to purchase a house soon or to set up a retirement fund, creating a plan is always a good decision. The most important thing is to start. One way to take the first …
Not everyone is blessed with having a good credit score, which is why I find that having alternative lending and credit sources is essential. This allows me and other individuals in the same situation to gain access to a credit card source of sorts while letting me build my credit over time. The Fingerhut Credit …
Shopping and purchasing necessities have never been more diverse, thanks to various physical and online stores. This is why I like having a reliable credit card handy. I can pull it out to purchase goods and services while I am out shopping or from the comfort of my home. Another reason I find these cards …
Money plays an important role in our lives. As a matter of fact, I pride myself on being able to scrimp, save, and invest properly and allocate my budget for different needs and concerns. There are, however, unexpected events that tend to take me by surprise. From hospitalization or medical emergencies to home renovations and …
In the modern age with various modes of payments, I find it important to have a variety of options. I want to be able to pay in cash when needed and use different types of contactless payment choices for various establishments and online shops. Having a debit card is a great way to make purchases …