Discover How to Apply for a Southwest Rapid Rewards Credit Card

As travel returns, people are more excited than ever to plan a trip. If travel is on the horizon for you, why not get a credit card that offers tons of rewards for a major airline, among many other key features.

The Rapid Rewards Premier Card from Southwest Airlines is jam-packed with offers and features, making it one powerful card in the world of travel.

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Continue reading for more information about the Southwest Rapid Rewards Premier Card, how it works, the advantages of using it, and how to apply for one. 

  • About the Southwest Rapid Rewards Premier Card
  • Southwest Rapid Rewards Premier Card Features
  • Considerations When Applying for the Southwest Rapid Rewards Premier Card
  • How to Apply for the Southwest Rapid Rewards Premier Card
  • How the Southwest Rapid Rewards Premier Card Compares
Discover How to Apply for a Southwest Rapid Rewards Credit Card
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About the Southwest Rapid Rewards Premier Card

Southwest Airlines’ Southwest Rapid Rewards Premier Card powered by Chase is a basic, user-friendly offering. The credit card allows you to earn Southwest Rapid Rewards points at a reasonable rate, easily covering the yearly payment. 

Discover How to Apply for a Southwest Rapid Rewards Credit Card
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The yearly cost for the card is $99. The Southwest Rapid Rewards Premier Card has a dynamic interest rate range of 15.99% to 22.99%. 

The card offers an excellent sign-up incentive and reasonable value, but it may not be right for individuals looking for a multipurpose trip rewards card with no yearly subscription.

For regular flyers, the Southwest Rapid Rewards Premier Card is a good option. Southwest has a devoted loyal customer base because reward tickets have no time restrictions and reward flights have no modification or cancellation penalties.

How it Works

The Southwest Rapid Rewards Premier Card helps you get 2 Rapid Rewards points for every $1 spent on Southwest transactions, accommodation, and auto rental partnerships made via Southwest, with 1 point for every $1 spent on everything else. Your points are deposited to your Southwest Airlines account once a month.

You may also trade or give your credits to someone else, or donate them to a charity of your choice. During special periods, tickets can be moved or acquired in 1,000-point blocks, and in 500-point blocks at other times, with a 2,000-point minimum and a daily maximum of 60,000 points.

However, there are a few significant travel perks including baggage handling compensation per person, three days of baggage delay insurance, service plans on qualifying products and purchase security against harm.

Southwest Rapid Rewards Premier Card Features

Another useful attribute of this card is the Southwest Companion Pass, a benefit that allows you to fly with a partner for free. You must fly 100 one-way flights or earn 125,000 qualifying points in a calendar year to qualify for the Companion Pass.

Discover How to Apply for a Southwest Rapid Rewards Credit Card
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Because the promo generates 65,000 points once you spend $2,000 within 3 months of payment processing, you’ll have a leg up on the competition as long as you collect the sign-in bonus. Further, the 6,000-point yearly incentive gives you a modest push toward keeping your Companion Pass.

A rental car repair costs waiver is also available with the Southwest Rapid Rewards Premier Card. When you refuse the rental company’s insurance and put the whole qualifying rental fee to your credit card, it’s considered supplementary protection. 

The Southwest Rapid Rewards Premier Card offers roadside dispatch and roadside transmission that you may use if you have an accident on the road. You may obtain help at any time by dialing the phone number. 

Other Features and Benefits

Purchase insurance is also included with the card, which insures purchases for 120 days from theft. With the Southwest Rapid Rewards Premier Card, you may also prolong a manufacturer’s warranty in the United States for an extra year.

The credit card also provides compensation for misplaced baggage. You’re insured up to $3,000 per person if the courier damages or loses your baggage. 

You may also get luggage delay protection, which subsidizes you up to $100 per day for three days for essential items if your baggage is delayed for more than 6 hours.

Considerations when Applying for the Southwest Rapid Rewards Premier Card

Your flight schedule should be arranged with locations inside Southwest’s system to obtain the maximum benefit from the airline’s Rapid Rewards Premier Card. If you travel outside of North America frequently, Rapid Rewards will be of little use to you.

Discover How to Apply for a Southwest Rapid Rewards Credit Card
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Additionally, since the card’s high-value sign-up bonus is one of its most beneficial features, you might like to hold off on applying until you’re ready to plan a trip so you can satisfy the spending requirement and earn extra points.

There are several advantages to select Southwest if you prefer personal flights. Not only can you use your points to purchase as many seats per flight as you like, but you can even change tickets without paying a change fee. 

It is a particularly valuable feature nowadays when local and international travel arrangements are unpredictable. Regardless of whether you pay with the card or using points, you get 2 complimentary checked bags for flights for everyone in your group.

Fees

The Rapid Rewards credit card may offer a lot of benefits, but regardless of how good its rewards are, it’s best to always know what fees and charges are associated with it.

Below is a list of charges and fees that come with the Southwest Rapid Rewards Premier Card. Consider these before applying.

  • APR – 15.99% – 22.99%
  • Annual Fee – $99
  • Sign-Up Bonus – 65,000 points
  • Foreign Transaction Fee – $0
  • Balance Transfer Fee – $5 or 5% each transfer
  • Cash Advance Fee – $10 or 5% each transaction
  • Late Payment Fee – up to $40
  • Over-Limit Fee – $0
  • Return Check Fee – $0

How to Apply for the Southwest Rapid Rewards Premier Card

Applying for a Southwest Rapid Rewards Premier Card on their website may resemble other bank application procedures. In order to apply for a credit card in the United States, banks demand a Social Security Number

Discover How to Apply for a Southwest Rapid Rewards Credit Card
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Keep in mind that you’ll need to provide a fixed residence when applying for a credit card. Having a consistent income as well as a checking account can help you be approved. 

It’s also a smart option not to file for too many cards simultaneously when too many failures can hurt your chances of getting your application accepted by another financial institution.

However, bear in mind that to qualify for A-List membership, you’ll need 35,000 tier qualified credits or 25 eligible one-way flights each calendar year.

Eligibility

The issuer hasn’t specified any precise requirements for applying for the Southwest Rapid Rewards Premier Card, but you’ll need a high to outstanding credit score to be considered. 

Also, keep in mind that you must be at least 21 years old to apply for any credit card. You must, of course, demonstrate that you have a source of income. 

As previously said, having a good credit history may be quite beneficial.

How the Southwest Rapid Rewards Premier Card Compares

Let’s consider how the Southwest Rapid Rewards Premier Card compares to one of Chase’s other credit cards. So, here’s a look at the Chase Sapphire Preferred Card, which offers rewards by collecting Ultimate Rewards points. 

Discover How to Apply for a Southwest Rapid Rewards Credit Card
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These rewards may be exchanged to a variety of hotel and travel providers, notably Southwest Airlines. The Sapphire Preferred credit card gives you two points for every dollar you spend on travel and restaurants and one point for every dollar you spend on anything else. 

Rewards may be traded for cash or gift certificates, or they can be used to get a 25% discount on travel booked via the site. 

Main rental vehicle accident protection, trip delay or cancellation protection, and no international trading costs, are just a few of the perks. 

Chase Contact Information

To learn more about the Southwest Rapid Rewards Premier Card be sure to check out the Chase website. Here you will find a full list of offers, fees, and answers to frequently asked questions.

To find out more about the Southwest Rapid Rewards Premier Card, it is advisable to contact the bank directly. 

Chase can be contacted by telephone at 1-800-792-0001. Their head office can be contacted at P.O. Box: 15298, Wilmington, DE 19850. 

Conclusion

The Southwest Rapid Rewards Premier Card may appear to be an upgrade option for loyal Southwest Airlines customers at first sight, but it comes with a slew of fantastic perks that leave reasonably priced cards in the dust. 

If you’re looking for a rewards credit card with flight and travel perks, then the Rapid Rewards Credit Card could be the perfect fit for you.

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything. 

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