There are hundreds of credit cards out there, but only a few make the grade as the best credit card for travel. When it comes to credit cards, figuring out the best one comes down to your specific needs. For example, if you’re into cashback, you probably will look at the cashback cards as the best for you.
One thing everyone is sure of is that credit cards are quite essential to our day-to-day lives. They literally ensure that the economic wheels keep on turning. The other benefit of credit cards is the rewards they offer, from miles to cashback and just plain convenience.
When it comes to travel rewards cards or as some people refer to them, miles cards, it can be a challenge picking the right one. The card should be able to carry a number of advantages to it. Up next we’ve sifted through a bunch of credit cards and each one of the following has earned the right to be on the best credit card for travel list.
What Does The Best Credit Card For Travel Have?
The best credit card for travel involves a number of things, but the main ideas are it should have at least insurance cover for your trip, less or no foreign currency transaction and can earn through various purchases. The other thing you should look out for is the conversion rate. For example, can you convert your rewards to a seat on a plan and so on.
Taking all that into account, here are some of the options for the best credit card for travel.
Discover it Miles
One of the best travel cards in the market today is the Discover it Miles Card, and it is also one of the best cards to travel with. One aspect that makes this card stand out is the 1.5 miles you earn for every purchase you make, and that means all the purchases you make. For every mile that you earn in the first year of opening the card, the card matches the miles, if you earn 10,000 miles, you get 20,000 miles.
That means that for the 20,000 miles you earn, you get $200 for your travels. There’s no annual fee attached to the card either and you earn as much as you can with no blackout dates. The APR associated with the card is 13.49% – 24.49% that’s on the regular side.
Chase Sapphire Preferred Card
The next card that could be the best credit card for travel, is the Chase Sapphire Preferred Card which earns points for every expenditure in restaurants and travels worldwide. You earn at least 2X points on these expenses. For every other spending, you earn at least 1 point for every dollar spent.
When you spend $4,000 within the first 90 days of opening the card, you earn 60,000 points. These points can be converted to $750 for your travels. You, however, have to part with $95 in annual fees and an APR of 17.49% – 24.49%, to enjoy the services of this card.
The Platinum Card From American Express
When you spend $5,000 within the first 90 days of opening your card, you earn 60,000 points with this Platinum Card from American Express. The best part about this card is the $200 Airline fee credit and up to $200 per calendar year in baggage fees at qualifying airlines. You then complimentary benefits that accumulate to $550 per year.
The last part is you get lounge access to a number of airports across the globe. Plus, this is the only card that offers lounge access to several properties across the globe. You, however, have to part with $550 in annual fees and APR doesn’t apply to this card.
Wells Fargo Propel American Express
The last card on the list of cards you should travel with is the Wells Fargo Propel American Express card. When you eat out or order in with this card, you earn 3X points per dollar spent. You also get 3X on travel, flights, homestays and car rentals.
There’s no annual fee associated with the card either. Which makes the card more interesting. The regular APR for the card is 13.99% – 25.99%.
What Is The Best Credit Card For Travel Conclusion
The best credit card for travel is the one that offers you what the cards above offer. You get to earn points and miles for just using their cards and there are low or no annual fees associated with the cards. And of course, what’s the point of having a travel credit card if it’s going to ding you for foreign transactions so make sure your next travel card doesn’t
Note: There are risks involved when applying for and using a credit card. Consult each credit card’s terms and conditions page for more information.